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About Belized

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Purchasing Real Estate Locals and Foreigners

Currency Exchange?

Why Retire in Belize?

Why Choose Belize to Buy a Property?

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Top Reasons for Buying Property in Belize

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Currency Exchange

The Belizean dollar is pegged to the US dollar at the rate of two dollars BZ to one dollar US. Whereas US dollars are readily accepted as currency in Belize, this convenient fixed exchange rate does not apply to other foreign currencies. Therefore during closing periods you may be susceptible to risk due to fluctuating currency exchange rates.

For example, if you are a Canadian looking to buy property in Belize, you will inevitably need to transfer your US currency dollars to buy your property or arrange financing. If you had been looking to buy a property in Belize priced at $500,000 US at the beginning of January 2007 it would have cost you $592,000 CA. However, if you looked at that same property at the beginning of July 2007, it would have cost you only $528,000 CA. In other words, the same property would be $64,000 CA cheaper than it was at the beginning of the year. And if five years ago you had been looking to buy that same $500,000 US property, it would have cost you a staggering $809,000 CA. In other words, the same property is now $281,000 CA cheaper than it was five years ago.

So it is important to pay attention to the exchange rate for your payments, or it could cost you a lot of money.

A firm named HiFX offers services that can reduce the risk due to fluctuating currency exchange rates. They have a free currency converter that you can use, and they can assist you in locking in an exchange rate for up to two years in the future to protect against currency fluctuations.

Retirement: Why Belize?

A myriad of reasons make Belize the place of choice for retirement.

Given the fact that English is the official language and that spanish is also widely spoken, communication is a breeze in Belize. You'll have no problem commnicating with your local grocer about your favourite fruits that are in season or to your doctor about that pain in your lower back.

The cost of living is also relatively low. Although the cost of many goods imported from the U.S. are expensive, with some adapting on your part, you can enjoy meals that are healthy and inexpensive. Locally grown fresh fruits and vegetables, for instance, are relatively inexpensive.

Health is of primary importance in the consideration by an individual who intends to relocate or retire to a foreign country. The cost of a typical visit to a general practitioner is about $30.00 BZD or $15.00 USD. With the completion of the new Karl Heusner Memorial Hospital in Belize City, with approximately 218 more beds and a more modern treatment facility, better health care is available.

The climate in Belize is like a doctor's prescription: lots of sunshine and fresh air - no smog and no stress.

Stability is also an important factor to consider. Belize presents itself as a democratic country with a low crime rate. Despite all the political problems in Central America, Belize remains untouched.

Its location also gives it an advantage as it is accessible by road, sea and air. With daily flights from Belize City to New Orleans, Houston and Miami, travelling back and forth is made easy and quick.

Belize is a popular travel destination for people all over the world. On the Caribbean coast just south of Mexico, the charming country of Belize offers an amazing blend of tropical forests, lush mountains, sacred Mayan temples, mysterious caves, and the longest barrier reef in the Western Hemisphere.

Join the Ceiba Insider

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Ceiba Realty is a registered real estate company specializing in prime real estate in Belize. We act primarily as a buyer’s agent and we co-broker real estate transactions with all other reputable real estate agents in Belize.

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